Stablecoins

Digital dollars, offered by the institution.

Members can hold and move dollars digitally without leaving the institution that serves them.

Members can hold and move dollars digitally without leaving the institution that serves them.

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In plain terms

What a stablecoin is

A digital dollar that is always worth one dollar, backed one-for-one by reserves.


Same dollar, same value — it just moves in seconds, any day, at any hour.

A digital dollar that is always worth one dollar, backed one-for-one by reserves.


Same dollar, same value — it just moves in seconds, any day, at any hour.

$1 deposited

1 digital dollar issued

$1 returned on redemption

The market

The market, in three numbers

Over $290B

Over $290B

held in stablecoins worldwide today

~99%

~99%

of that supply is pegged to the US dollar

1 in 4

1 in 4

US adults now own or use digital assets

Sources: Harris Poll for the National Cryptocurrency Association and Security.org, 2026. Stablecoin supply as of September 2026.

Why it matters

Why it matters for the institution

01

Deposits are leaving

Members move money to exchanges, and the balance goes with it.

02

Demand is already there

Younger members hold digital assets whether or not the institution offers them.

03

A new source of fee income

Activity that currently earns the institution nothing.

What NWS provides

Digital dollars, inside digital banking

Send and receive stablecoins

Members move digital dollars from the same app they already use for their accounts.

Send and receive stablecoins

Members move digital dollars from the same app they already use for their accounts.

Accept stablecoin deposits

Incoming digital dollars arrive as balances the institution holds, rather than sitting at an exchange.

Instant payments, 24/7

Transfers settle in seconds — evenings, weekends and across borders — at a fraction of the cost of a wire.

Held with regulated custody partners

Assets sit with regulated custodians, and dollars settle back into member accounts on the core.

How it fits

Inside the systems already in place

NWS connects through the core and digital banking systems already in place — Jack Henry, Q2 and Valiify — with no core replacement.

NWS connects through the core and digital banking systems already in place — Jack Henry, Q2 and Valiify — with no core replacement.

Member app

NWS

Core system

Custody partner

Regulated, held separately

Supervision

Built for supervised institutions

Reserve transparency

Reserve transparency

Transaction monitoring for AML

Transaction monitoring for AML

Segregated member accounts under the institution’s own controls

Segregated member accounts under the institution’s own controls

See digital dollars inside the institution’s own app

A short walkthrough with our team.

Contact our team