Tokenized assets

Members invest where they already bank.

Members hold registered money market funds in tokenized form, in the same app as their accounts .

Members hold registered money market funds in tokenized form, in the same app as their accounts .

What members can hold

Registered funds, in tokenized form

Registered funds, in tokenized form

Registration

US-registered funds

Registration

US-registered funds

Liquidity

Daily liquidity

Minimums

Low minimums

Ownership

Held in the member’s name

Fund

Provider

Category

Minimum

Fund

Franklin OnChain U.S. Government Money Fund

FOBXX · Tokenized access to a regulated U.S. government money market fund.

Provider

Franklin Templeton

Category

Government Money Market

Minimum

$20

$20

Fund

WisdomTree Treasury Money Market Digital Fund

WTGXX · Tokenized exposure to a regulated Treasury money market fund.

Provider

WisdomTree

Category

Treasury Money Market

Minimum

$1

$1

Fund

WisdomTree Short-Term Treasury Digital Fund

WTSYX · Tokenized exposure to short-term U.S. Treasury securities.

Provider

WisdomTree

Category

U.S. Treasuries

Minimum

$25

$25

Fund

WisdomTree TIPS Digital Fund

TIPSX · Tokenized exposure to U.S. Treasury inflation-protected securities.

Provider

WisdomTree

Category

Inflation-Protected Treasuries

Minimum

$25

$25

Fund

WisdomTree 500 Digital Fund

SPXUX · Tokenized access to a diversified portfolio of large U.S. companies.

Provider

WisdomTree

Category

U.S. Equities

Minimum

$25

$25

Fund

WisdomTree Technology & Innovation 100 Digital Fund

TECHX · Tokenized exposure to U.S. technology and innovation companies.

Provider

WisdomTree

Category

Technology & Innovation

Minimum

$25

$25

Availability depends on the institution and on each fund’s own eligibility terms.

Additional registered funds are added as they become available for institutional distribution.

Why a member would hold one

Digital dollars that do something while they sit

Digital dollars that do something while they sit

01

Yield on digital dollars

Balances that currently earn nothing for the member or the institution.

01

Yield on digital dollars

Balances that currently earn nothing for the member or the institution.

02

Settles in seconds

Moves evenings, weekends and holidays, not only on banking days.

03

Transferable

Usable as collateral where the institution permits it.

Why the institution offers it

Two reasons

Two reasons

01

Keep member assets in-house.

Give members access to tokenized assets while keeping their funds within your institution.

02

Turn member demand into fee income.

Offer tokenized asset access as a new fee-generating service, capturing revenue from activity that would otherwise happen outside the institution.

For the institution’s own balance sheet

Eligible for the institution’s own investment portfolio.

Eligible for the institution’s own investment portfolio.

Government money market funds may also be eligible for the institution’s own investment portfolio, depending on its charter, its regulator and its own review.

Government money market funds may also be eligible for the institution’s own investment portfolio, depending on its charter, its regulator and its own review.

Federal credit unions: see 12 CFR 703.14(c). For information only — not legal advice, and no statement that any specific fund has been approved.

How it works operationally

Held in the member’s name, controlled by the institution

Held in the member’s name, controlled by the institution

01

Positions held in segregated accounts in each member’s name

02

Assets held with qualified custodians

03

Eligibility, limits and approvals set by the institution

04

Positions and activity reported into the institution’s existing systems through API and scheduled reporting.

Member

Member

Institution controls

Institution controls

Custodian

Custodian

Transfer agent

Transfer agent

See tokenized funds inside the institution’s app

See tokenized funds inside the institution’s app

A short walkthrough with our team.

A short walkthrough with our team.

Contact our team

Tokenized funds are securities, not deposits. They are not insured by the FDIC or NCUA, their value can fall, and past performance is not indicative of future results. Fund availability, eligibility and minimums are set by each fund’s issuer and may change. Nothing on this page is investment, legal or tax advice.